因“贷款管理严重不审慎”等,邮储银行金华市分行被罚35万元

中捷之车 2024-01-04 52621人围观
国金融监督管理总局金华监管分局行政处罚信息公开表
(金金罚决字〔2023〕7号)

因“贷款管理严重不审慎”等,邮储银行金华市分行被罚35万元_银行频道_证券星 @font-face{font-family:"TimesNewRoman";}@font-face{font-family:"宋体";}@font-face{font-family:"Wingdings";}@font-face{font-family:"Calibri";}@font-face{font-family:"仿宋_GB2312";}@font-face{font-family:"黑体";}@listl0:level1{mso-level-number-format:chinese-counting;mso-level-suffix:none;mso-level-text:"%1、";mso-level-tab-stop:none;mso-level-number-position:left;margin-left:0.0000pt;text-indent:0.0000pt;font-family:宋体;}p.MsoNormal{mso-style-name:正文;mso-style-parent:"";mso-style-next:正文缩进;margin:0pt;margin-bottom:.0001pt;mso-pagination:none;text-align:justify;text-justify:inter-ideograph;font-family:'TimesNewRoman';mso-fareast-font-family:宋体;;mso-font-kerning:1.0000pt;}span.10{font-family:'TimesNewRoman';}span.15{font-family:'TimesNewRoman';;}span.16{font-family:'TimesNewRoman';;}p.MsoNormalIndent{mso-style-name:正文缩进;margin-top:3.0000pt;margin-bottom:3.0000pt;text-indent:25.5000pt;mso-char-indent-count:0.0000;mso-pagination:none;text-align:justify;text-justify:inter-ideograph;line-height:125%;font-family:'TimesNewRoman';mso-fareast-font-family:宋体;letter-spacing:0.5000pt;;mso-font-kerning:1.0000pt;}p.MsoFooter{mso-style-name:页脚;mso-style-noshow:yes;margin:0pt;margin-bottom:.0001pt;layout-grid-mode:char;mso-pagination:none;text-align:left;font-family:Calibri;mso-fareast-font-family:宋体;mso-bidi-font-family:'TimesNewRoman';;mso-font-kerning:1.0000pt;}p.MsoHeader{mso-style-name:页眉;mso-style-noshow:yes;margin:0pt;margin-bottom:.0001pt;border-bottom:1.0000ptsolidwindowtext;mso-border-bottom-alt:0.7500ptsolidwindowtext;padding:0pt0pt1pt0pt;layout-grid-mode:char;mso-pagination:none;text-align:center;font-family:Calibri;mso-fareast-font-family:宋体;mso-bidi-font-family:'TimesNewRoman';;mso-font-kerning:1.0000pt;}p.pre{mso-style-name:"HTML预设格式";mso-style-noshow:yes;margin:0pt;margin-bottom:.0001pt;mso-pagination:none;text-align:left;font-family:宋体;;}p.22{mso-style-name:"\[Normal\]";margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;text-indent:0.0000pt;text-align:left;font-family:宋体;mso-bidi-font-family:'TimesNewRoman';;}p.21{mso-style-name:正文1;mso-style-parent:"\[Normal\]";margin-top:0.0000pt;margin-right:0.0000pt;margin-bottom:0.0000pt;margin-left:0.0000pt;text-indent:0.0000pt;mso-pagination:widow-orphan;text-align:justify;text-justify:inter-ideograph;font-family:'TimesNewRoman';;}span.msoIns{mso-style-type:export-only;mso-style-name:"";text-decoration:underline;text-underline:single;color:blue;}span.msoDel{mso-style-type:export-only;mso-style-name:"";text-decoration:line-through;color:red;}table.MsoNormalTable{mso-style-name:普通表格;mso-style-parent:"";mso-style-noshow:yes;mso-tstyle-rowband-size:0;mso-tstyle-colband-size:0;mso-padding-alt:0.0000pt5.4000pt0.0000pt5.4000pt;mso-para-margin:0pt;mso-para-margin-bottom:.0001pt;mso-pagination:widow-orphan;font-family:'TimesNewRoman';;mso-ansi-language:#0400;mso-fareast-language:#0400;mso-bidi-language:#0400;}@page{mso-page-border-surround-header:no; mso-page-border-surround-footer:no;}@pageSection0{margin-top:72.0000pt;margin-bottom:72.0000pt;margin-left:90.0000pt;margin-right:90.0000pt;size:595.3000pt841.9000pt;layout-grid:15.6000pt;mso-header-margin:42.5500pt;mso-footer-margin:49.6000pt;}div.Section0{page:Section0;}

行政处罚决定书文号

金金罚决字〔2023〕7

被处罚当事人

一、 中国邮政储蓄银行股份有限公司金华市分行

因“贷款管理严重不审慎”等,邮储银行金华市分行被罚35万元

二、 李杰(时任中国邮政储蓄银行金华市婺城区支行行长)

主要违法违规事实

贷款管理严重不审慎;在客户申请提前还贷过程中以减免违约金为条件,诱使客户购买贵金属,侵害消费者自主选择权

行政处罚依据

《中华人民共和国银行业监督管理法》第二十一条、第四十六条、第四十八条及相关审慎经营规则,《银行保险机构消费者权益保护管理办法》第二十六条、第五十四条

行政处罚决定

一、对中国邮政储蓄银行股份有限公司金华市分行罚35万元二、李杰警告

作出处罚决定的

机关名称

国金融监督管理总局金华监管分局

作出处罚决定的日期

20231225

数据来源:国金融监督管理总局

邮储银行金华市分行主要违法违规事实包括:贷款管理严重不审慎;在客户申请提前还贷过程中以减免违约金为条件,诱使客户购买贵金属,侵害消费者自主选择权。

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